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Over the past five years, Viainvest made it to the podium three times. In 2025, the fintech was even voted the most popular P2P platform for the first time.

On a positive note, it should be emphasised that there were no negative effects for investors. The buyback guarantee was honoured at all times, as were the payout requests, which were processed immediately.

With a track record since 2016, Viainvest is one of the more established platforms in the P2P environment. Yet, Viainvest is somewhat flying under the radar of many investors, due to a rather passive communication and marketing approach. This makes Viainvest a calm and reliable investment, especially in good times.

PeerBerry handled this exceptionally difficult situation very professional and committed to a long term solution by repaying delayed investments one by one. I will stick with PeerBerry in the future, because your handling of recent difficulties was professional and convincing.

The combination of all those factors makes it really safe to invest on PeerBerry compared to other Peer-to-Peer lending platforms.

Secondly, both are P2P platforms based and regulated in Latvia, with a similar focus on unsecured consumer loans, although Twino has recently focused much more on property investments. Additional information can be found in my Twino review.

Investors should look very carefully at the potential risk factors when evaluating a P2P platform. What is it that investors need to be aware of when it comes to Viainvest? Where are the underlying risks and how can they be assessed?

’ is the increase in key interest rates in 2022, which could lead to a rise in demand for P2P loans due to the higher costs of bank loans. At the same time, it is possible that investors will prefer to invest their money in other products in future and withdraw it from Viainvest.

You can also viainvest choose whether your investments should have a buyback guarantee. I will explain exactly what this involves in more detail in the next section. For all those who do not yet have any Viainvest experience, I would generally recommend selecting ‘

I apologise for any naivety in the questions but I am still learning the guidelines. Thanks in advance for your time.

PeerBerry is a Peer-to-Peer lending platform based in Latvia and offers loans with returns up to 12%, which is similar to what is offered by many European Peer-to-Peer lending platforms.

At first glance, the war in Ukraine has not had a direct impact on Viainvest, as the platform’s lending markets are located only in Europe. The decision not to be active in the CIS markets was made on purpose in order to avoid geopolitical risks or strong currency fluctuations.

Only if repayment problems arise at this stage, potential losses might happen to investors. This is why it is so crucial to take a close look at the financial situation of the guarantee issuer when analysing the risk.

Peerberry excels in trust, and it is one of very few platforms that has made their investors whole over a longer period.

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